FRACTIONAL CFO
CFO-Level Strategy
At A Fraction Of The Cost
Access CFO-level insights, forecasting, and financial leadership
to scale your business with confidence and precision
FRACTIONAL CFO
Your Strategic Financial Partner - Without the Full-Time Overhead
As your business grows, so do your financial complexities.
With our Fractional CFO services, you get access to CFO-level guidance and strategic financial oversight - without the need for a full-time hire.
From financial projections and cash flow management to long-term planning, we provide the expertise to help you scale, secure financing,
or prepare for an exit.
What we offer:
Monthly financial forecasting and modeling
Cash flow management and liquidity optimization
Profitability analysis and margin improvement strategies
Scenario planning for business growth or exit
Benefits:
Leverage high-level financial insights to drive growth and make strategic decisions with confidence, all at a fraction of the cost of a full-time CFO.
HOW ARE WE DIFFERENT
Revolutionizing Financial Services
With C.A.S.H. System
At Cutler & Co., we believe that traditional accounting methods aren’t enough
to drive true business growth.
That’s why we developed our proprietary C.A.S.H. System - a comprehensive approach to bookkeeping
and financial management that ensures accuracy, efficiency, and strategic insights.
With C.A.S.H., we don’t just track numbers;
we use them to help you make smarter, more informed decisions.
Phase 1 - Configure
We ensure your business entity as well as your tax structure are aligned with your revenue goals and growth trajectory
Phase 2 - Automate
We automate your financial processes, ensuring accurate, real-time financial data while minimizing human error and compliance risk
Phase 3 - Strategize
We then develop and implement a custom tax and cash flow strategy that minimizes your liabilities and ensures sustainable growth
Phase 4 - Harness
Finally, we provide high-level financial oversight and strategic advisory to prepare your business for scale, exit, or acquisition.
WHO WE WORK WITH
Industry Expertise For Growing Businesses
At Cutler & Co., we understand that each industry has unique financial challenges.
That's why we specialize in working with businesses across multiple sectors, including real estate,
construction, tech, and professional services.
Our deep knowledge of these industries allows us to provide personalized financial strategies that drive long-term success.
Real Estate
Whether you're a real estate investor, property developer, real estate agent, or property manager, our real estate accounting services help you maximize profits and minimize risks.
We understand the intricacies of property investments, tax strategies, and cash flow management - ensuring your business remains profitable and compliant with all local and federal regulations.
Technology
Tech companies face fast-paced challenges and need financial strategies that keep up with their growth.
We provide bookkeeping, accounting, tax preparation, tax planning, and fractional CFO services designed for technology businesses.
From navigating R&D tax credits to supporting fundraising, we offer financial solutions that support innovation and scalability.
Construction
Running a construction business requires more than just managing projects - it's about managing finances efficiently.
Our accounting services for construction businesses help you streamline job costing, handle payroll, track expenses, and manage taxes.
We ensure your business stays financially organized while meeting the unique challenges of the construction industry.
Professional Services
Professional services firms - whether law offices, business consulting agencies, or medical practices - require financial management that aligns with their business models.
Our services help you focus on serving your clients while we handle the complexities of accounting, tax planning, and financial forecasting.
With our help, you can streamline your financial operations and focus on growth.
CFO-Level Strategy.
Fraction of the Cost.
Your business is growing - your financial strategy should grow with it.
Our Fractional CFO services give you the insights, forecasting,
and high-level advisory you need to scale smarter, improve margins,
and prepare for what’s next.
Book your strategy session today.
TESTIMONIALS
What Our Clients Are Saying
Don't just take our word for it - hear from the business owners who trust us to manage their finances and drive growth.
Over the last few years the team at Cutler & Co has helped us improve the timeliness, quality and reliability of our financial statements. These guys know accounting like no other. [...]
— Craig Hobson
CEO
Excellent services, impeccable communication, and fully knowledgeable in all expects of business accounting. Hands down the best CPA firm in Lakewood Co. Highly recommended.
— Brien Piper
Business Owner
The greatest attribute of these guys is their driving interest in the success of our company and everything they can do to support that. They go above and beyond the role of an Accountant. [...]
— Greg Slater
Business Owner
SUGGESTED RESOURCE
Download FREE eBook
Learn about battle-tested strategies typically reserved for private clients paying six-figure retainers — all wrapped into a no-bullsh̶i̶t ebook that delivers real ROI
OUR SERVICES
Explore More Solutions
We understand the challenges you face as a business owner.
Our tailored services are designed to give you the financial clarity you need to make informed decisions.
From bookkeeping and tax preparation to strategic advisory and fractional CFO services,
we offer solutions that align with your unique needs.
Bookkeeping &
Accounting
Tax Preparation
& Planning
Fractional CFO
Consultancy
& Advisory
FAQs
Fractional CFO Answers
Real stories of success and satisfaction from just a few of our clients
What is a Fractional CFO and how can they help my business?
A Fractional CFO is a senior-level finance expert who works with your company on a part-time or project basis.
At Cutler & Co., our CFOs help you manage cash flow, increase profitability, raise capital, and make data-driven strategic decisions - without the full-time salary cost.
When should a business consider hiring a Fractional CFO?
If your business is growing, facing financial complexity, preparing for funding, or struggling with cash flow management, it’s time to bring in a Fractional CFO.
We work with companies between $1M–$10M in revenue who are ready to scale with smarter financial leadership.
What’s the difference between a bookkeeper, an accountant, and a CFO?
Bookkeepers handle transaction recording. Accountants generate reports and ensure compliance.
A CFO goes further - analyzing trends, advising on strategy, forecasting, and helping you make high-level business decisions.
Cutler & Co. offers all three, with our CFO services tying everything together strategically.
Do I need to be a certain size to benefit from CFO services?
Not at all. Many of our clients are small to mid-sized businesses doing between $1M–$10M in revenue.
Our scalable approach lets you tap into expert-level guidance at a fraction of the cost of a full-time CFO.
What industries do your CFOs specialize in?
Our CFO services are specifically designed for businesses in real estate, construction, tech, and professional services.
We understand the financial dynamics of each sector and tailor strategies to help you grow and stay financially agile.
What does a typical engagement with a Cutler & Co. CFO look like?
Every engagement is tailored to your goals. Most include regular financial strategy sessions, forecasting, KPI reporting, and cash flow optimization.
You’ll have access to a dedicated CFO without the overhead.
How do I get started with your Fractional CFO services?
Just book a free consultation with our team.
We’ll assess your financial structure, goals, and pain points - and show you how a Fractional CFO can unlock growth for your business.
Let Us Help You Simplify Your Finances
Whether you need help streamlining your bookkeeping, planning your taxes, or getting strategic financial guidance from a fractional CFO, our team at Cutler & Co. is here to help.
We serve businesses across Denver, CO and beyond - with expertise, accuracy, and insight that drives results.
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