What to Expect When Working With Cutler & Co.
Engaging a new CPA firm should never feel like handing over the keys and hoping for the best.
For 7-figure business owners, the decision to partner with a financial advisory firm must deliver structure, clarity, and measurable results - fast.
At Cutler & Co., we specialize in serving founders generating between $1m and $10m annually across industries like real estate, construction, tech, and professional services.
Our goal is simple:
Help you protect profits, reduce taxes, and gain long-term financial clarity.
Well, everybody is pretty much promising this, how are you guys different - you might ask?!
What Sets Cutler & Co. Apart
Unlike generic bookkeeping or tax prep shops, we operate as your strategic partner, not a vendor.
Big, big difference.
How?
Well, we built our entire service model around proactive, high-impact support using our proprietary C.A.S.H. Optimization System™.
This four-phase framework: Configure, Automate, Strategize, Harness - is designed to overhaul disorganized financial systems and align them with scalable growth.
You won’t find cookie-cutter spreadsheets or boilerplate advice.
Everything we deliver is tailored to the financial needs and decision-making cadence of real business operators.
Our clients don’t want to learn debits and credits - they want to know their margins, tax exposure, and what’s next.
Your First 30 Days With Us
Onboarding with Cutler & Co. is fast, focused, and handled by senior experts.
Here’s what you can expect:
We begin with a Discovery Session where we unpack your current setup, challenges, and goals.
This includes evaluating your bookkeeping systems, payroll and contractor arrangements, tax structure, reporting quality, and current pain points.
Next, we conduct a deep-dive Financial Health Review to diagnose inefficiencies, identify tax savings, and map out strategic upgrades.
This is often where we find five- to six-figure leaks.
Once aligned, we start implementing our C.A.S.H. Optimization System™.
We clean up and configure your chart of accounts, streamline data entry and reconciliations, establish reporting dashboards, and deploy forward-looking tax strategies.
Our focus is not just on cleanup but transformation.
Within the first 30 days, most clients report greater clarity, faster decisions, and a clear roadmap for scaling profitably.
How We Work With You Month-to-Month
Once onboarded, you’ll work directly with a dedicated Client CFO.
Not an assistant or junior bookkeeper.
Each month, we handle:
Full-cycle bookkeeping and reconciliations
Tax strategy tracking and adjustments
Financial reporting with trend insights
Owner compensation, profit targets, and cash flow forecasting
You’ll meet with us quarterly (or monthly, if needed) to review key numbers, surface risks, and make confident decisions.
You’ll also get access to advisory when big changes arise - like hiring, major purchases, or new product launches.
Our role is part CFO, part tax strategist, part systems builder.
And this role of ours is always aligned with your best financial interest in mind.
Because we are true believers in the idea that when our clients win - we win.
And we really mean that.
Cutler & Co. has been doing this successfully for over 45+ years now.
Currently, we are working with and supporting over 500+ clients.
So we know a little bit about what good looks like.
What Success Looks Like With Cutler & Co.
Over time, clients experience fewer surprises and more control.
A real estate investor reduced their effective tax rate by 9% after realigning their entity structure.
You might think, what does the entity structure have to do with the effective tax rate?
Well, as you can see - this real estate investor was able to reduce its tax rate by just realigning their entity structure.
Learn more about Entity Structure for Real Estate: LLC, S-Corp, or Something Else?
A construction firm added $60k back to their bottom line within six months by tightening job costing and implementing real-time reporting.
And a professional agency scaled from $1.4m to $2.2m without adding a finance hire.
All of that because our systems handled the growth.
That’s the level of impact we aim for.
Now, as you might have noticed, the examples above are from specific industries.
And that's for a reason.
Cutler & Co. is a specialist CPA firm working exclusively with businesses in real estate, construction, tech and professional services industries - making anywhere between $1m-$10m in revenue.
That is by design.
Why?
Because this allows us to know all the ins and outs of those industries - which as a result helps us serve our clients much better.
And every system, strategy, and conversation is geared toward helping you move faster with clarity and confidence.
Ready for a Different Kind of CPA Partnership?
You don’t need another year-end tax scramble.
You need a strategic partner who treats your finances like infrastructure - not an afterthought.
If you’re ready for better reporting, lower taxes, and smarter financial strategy - let's have a confidential conversation and see how we can help you achieve the same and even higher results.
