These days, people are increasingly interested in thinking about wealth in a holistic way, in a multidimensional way — after all, wealth is more than money. Your assets also include your health, knowledge, time and relationships. This view of wealth invites a comprehensive approach to wealth management beyond your finances.

Here are five ways to manage and optimize returns across your financial and non-financial assets:

1. Money and investments

Making money is important, but so, too, is thoughtfully investing the excess as soon as practical, because this is where the real financial growth can happen. The earlier you invest your money, the earlier you can benefit from the power of compounding. Compounding is the money you earn (over time) on both your initial investment and the accumulated interest. This is why contributing to your retirement plan as early and as frequently as possible is recommended.

You can put this into practice by enrolling in your employer’s retirement plan and company match, all the while opting for automatic savings so you don’t have to think about it. Additionally, contributing to a traditional IRA or Roth IRA can help you to build and optimize your financial wealth.

Of course, consulting with a financial adviser who can help you with these things would be optimal.

2. Health and quality of life

You can achieve significant long-term benefits when you diligently track, monitor and manage your health. In fact, you could track your health like you track your money — budget your calories like you budget your dollars.

Wearables and apps can help with that. An Apple Watch or Oura Ring, for example, can monitor your steps, sleep and heart rate, and the data is available to view via the corresponding app on your phone.

Let’s take this one step further (pun intended): Good health enhances your productivity and decision-making capabilities, which directly impact your financial wealth. This correlation is well-researched and documented.

3. Knowledge, status and influence

We’ve all heard that knowledge is power. Getting ahead in your career is often based on what you know, so continually learning all you can to benefit both your career and your financial well-being is paramount. The more you know, the more status and influence you have, too.

Many people embrace the “life-long learner” mindset, which is particularly important these days as so much change is underway. Consistently expanding your knowledge enables you to stay relevant and valuable, for the benefit of yourself and others — both at work and in your community.

Further, sharing what you know with others through mentoring, volunteering and/or serving on company boards can also add to your status and influence.

4. Time, energy and experiences

Time and energy are finite resources, which is exactly why masterfully managing these assets is important. Consider outsourcing onerous to-dos where possible so that you have more time and energy to spend elsewhere. For example, if you find cleaning your home has a low return on investment for you, then you can hire someone to do it for you. The time and energy saved can then be allocated to other things.

Consider investing your time and energy in experiences that are valuable to you. Perhaps you enjoy hikes in nature or hosting fun dinners with family and friends. These experiences add to the richness of your life — and also enhance the assets of health and relationships.

5. Relationships with self and others

You are your greatest asset, which is why any investment into understanding yourself is an unequivocal win. For example, understanding your values sheds light on the “whys” behind your behaviors and decisions — economic or otherwise. There are many values exercises available, including one detailed in my book (info below). Further, the strength of your relationship with self is the foundation on which other relationships are built.

As for relationships with others, it’s beneficial to spend time with people who inspire you, who dream big and who encourage you to do the same. As the saying goes: “You’re the sum of the company you keep.”

By giving and receiving the assets of time, energy and knowledge, you’re able to build relationship capital. And throughout these exchanges, you can use questions as a way to unlock ideas and insights from/for others. Given the resources needed for building relationships, it’s important to consciously decide which you want to invest in and why. From there, you can intentionally pursue connections.

These are five ways to manage your financial and non-financial assets for optimal returns, through the framework of the 5 Principles of Invisible Wealth™, which I explore in-depth in my book Invisible Wealth: 5 Principles for Redefining Personal Wealth in the New Paradigm. Making and investing money is important, but so, too, is investing in your health, time, knowledge and relationships. Adopting a comprehensive approach to wealth can improve the richness of your life.